Small Business Loans

Small business loans allow existing companies to borrow money from various lenders.

Working Capital / MCA

Utilize your future sales to get great financing terms that are tailored for you.

Accounts Receivable

Financing

Turn your accounts receivables into cash to better manage your cash flow gaps.

Commercial Real Estate Financing

Unlock the capital you need to finance your commercial real estate projects.

SBA Loans

Get expedited SBA funding at a prime rate to cover working capital and growth expenses.

Fix and Flip Financing

Access the funding you need to renovate and resell properties

quickly.

Bridge Loans

Bridge the gap between transactions and keep your business moving forward.

Franchise Financing

Use for making investments in your business such as inventory or new locations.

Business Line of Credit

Flexible financing option that allows businesses to borrow funds as needed.

Equipment Financing

Use for investments in your business, such as expansion projects or large purchases.

Purchase Order Financing

Get the funds you need to fulfill large orders and grow your business with fast financing.

Startup Business Funding

Get the funds you need to launch your new business without cash flow challenges.

SBA Loans

For your small business

  • Funds in as little as 45 days

  • Finance $50,000 to $5 million

  • Terms from 10 years to 25 years

SBA Loans

For your small business

  • Funds in as little as 45 days

  • Finance $50,000 to $5 million

  • Terms from 10 years to 25 years

What Is An SBA Loan?

An SBA loan is a government-backed financing option designed to help businesses start, grow, or expand. These loans are issued by approved lenders and partially guaranteed by the U.S. Small Business Administration, which reduces risk for lenders and allows for longer terms and competitive rates.

Eligibility is based on factors such as business size, creditworthiness, ability to repay, and a clear business purpose.

SIMPLE APPLICATION

Complete a streamlined online application in as little as 15 seconds and get matched with qualifying options quickly.

TERMS UP TO 25 YEARS

Access long-term repayment options, with terms of up to 25 years available on select SBA programs.

LARGER AMOUNTS

Qualify for higher loan amounts designed to support major business initiatives.

QUICK SBA APPROVAL

Our technology-driven process helps qualified applicants receive approval in as little as 48–72 hours.

What is an SBA loan?

An SBA loan is a government-backed financing option designed to help businesses start, grow, or expand. These loans are issued by approved lenders and partially guaranteed by the U.S. Small Business Administration, which reduces risk for lenders and allows for longer terms and competitive rates.

Eligibility is based on factors such as business size, creditworthiness, ability to repay, and a clear business purpose.

SIMPLE APPLICATION

Complete a streamlined online application in as little as 15 seconds and get matched with qualifying options quickly.

TERMS UP TO 25 YEARS

Access long-term repayment options, with terms of up to 25 years available on select SBA programs.

LARGER AMOUNTS

Qualify for higher loan amounts designed to support major business initiatives.

QUICK SBA APPROVAL

Our technology-driven process helps qualified applicants receive approval in as little as 48–72 hours.

What Do You Need To Qualify?

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2+ Years in Business

Eligible businesses may qualify with a minimum of two years of operating history.

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$120,000 in Annual Gross Sales

Businesses must generate at least $120,000 in annual gross revenue.

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675+ Credit Score Required

To meet SBA requirements, a minimum credit score of 675 is typically required.

Why Strategic Business Capital LLC?

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Stellar Reputation

Backed by thousands of five-star reviews, our financing specialists are committed to solving real business challenges.

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Technology-​First Approach

Our AI-powered platform streamlines approvals and delivers flexible SBA financing options efficiently.

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Multiple Options

Compare offers and choose the SBA solution that best aligns with your business goals.

What Do You Need To Qualify?

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2+ Years in Business

Eligible businesses may qualify with a minimum of two years of operating history.

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675+ Credit Score Required

To meet SBA requirements, a minimum credit score of 675 is typically required.

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$120,000 in Annual Gross Sales

Businesses must generate at least $120,000 in annual gross revenue.

Why Strategic Business Capital LLC?

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Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

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Technology-​First Approach

Our Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

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Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Strategic Business Capital LLC - our winning combination of quick delivery and excellent customer care. Getting started is easy.

Step 1. Apply Online

Submit a simple application and receive an instant pre-approval in seconds.

Step 2. Review Options

A dedicated financing advisor walks you through available SBA loan programs.

Step 3. Receive Your Funds

Complete the process and access funding in as little as 24 hours after final approval.

"I had an exceptional experience working with Strategic Business Capital LLC. Our financial advisor was highly dedicated, communicated consistently, and navigated multiple challenges to secure the right financing. What could have been a stressful process was handled smoothly and professionally."

Will B.
Business Owner

Resources & Frequently Asked Questions

How can I apply for an SBA loan?

In order to apply for an SBA loan, you should follow these steps: check your eligibility, choose the right program for your business, research trusted SBA lenders, and prepare your documentation.

What is an SBA 7(A) loan?

An SBA 7(a) loan is the primary product from the SBA. It isn’t a loan directly from the SBA, rather, the SBA helps small business owners secure loans by guaranteeing a portion of the amount borrowed, capping interest rates, and limiting fees. Generally qualified business owners can use a 7(a) for any business purpose.

What is an SBA 504 loan?

SBA 504 loans are generally used for buying fixed assets like equipment or real estate, which ultimately acts as collateral for the loan itself. This program may require a down payment and are made available through Certified Development Companies (CDCs), not lenders.

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Innovation

Smarter lending solutions.

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Integrity

Straightforward, honest lending.

Excellence

Excellence

Efficient, client-focused service.

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Innovation

Smarter lending solutions.

Image

Integrity

Straightforward, honest lending.

Excellence

Excellence

Efficient, client-focused service.

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