Small Business Loans
Small business loans allow existing companies to borrow money from various lenders.
Working Capital / MCA
Utilize your future sales to get great financing terms that are tailored for you.
Accounts Receivable
Financing
Turn your accounts receivables into cash to better manage your cash flow gaps.
Commercial Real Estate Financing
Unlock the capital you need to finance your commercial real estate projects.
SBA Loans
Get expedited SBA funding at a prime rate to cover working capital and growth expenses.
Fix and Flip Financing
Access the funding you need to renovate and resell properties
quickly.
Bridge Loans
Bridge the gap between transactions and keep your business moving forward.
Franchise Financing
Use for making investments in your business such as inventory or new locations.
Business Line of Credit
Flexible financing option that allows businesses to borrow funds as needed.
Equipment Financing
Use for investments in your business, such as expansion projects or large purchases.
Purchase Order Financing
Get the funds you need to fulfill large orders and grow your business with fast financing.
Startup Business Funding
Get the funds you need to launch your new business without cash flow challenges.
Equipment Financing
For your small business
Fast funding
Finance $10,000 to $5 million
Terms from 12 months to 5 years
Equipment Financing
For your small business
Fast funding
Finance $10,000 to $5 million
Terms from 12 months to 5 years
What Is Equipment Financing?
Equipment financing allows businesses to acquire essential equipment through a loan or lease, without paying the full cost upfront. This type of financing can be used for a wide range of tangible business assets, including medical equipment, office furniture, production machinery, and technology—helping you preserve cash while investing in growth.
SIMPLE APPLICATION
Complete a quick 15-second online application and get matched with qualifying offers in minutes.
580+ FICO
Bad credit? No problem. Many equipment financing options start with a minimum 580 FICO score.
LARGER AMOUNTS
Access competitive financing options with higher funding limits based on your equipment and business profile.
FAST FUNDING
Our technology-driven process allows qualified businesses to move through underwriting in just a few days.
What is Equipment Financing?
Equipment financing allows businesses to acquire essential equipment through a loan or lease, without paying the full cost upfront. This type of financing can be used for a wide range of tangible business assets, including medical equipment, office furniture, production machinery, and technology—helping you preserve cash while investing in growth.
SIMPLE APPLICATION
Complete a quick 15-second online application and get matched with qualifying offers in minutes.
580+ FICO
Bad credit? No problem. Many equipment financing options start with a minimum 580 FICO score.
LARGER AMOUNTS
Access competitive financing options with higher funding limits based on your equipment and business profile.
FAST FUNDING
Our technology-driven process allows qualified businesses to move through underwriting in just a few days.
What Do You Need To Qualify?
No Minimum Time in Business
New and established businesses can qualify. Companies with under two years in operation may be capped at $50,000.
No Minimum Monthly Gross Sales
You may qualify for equipment financing even without a minimum monthly revenue requirement.
Credit Requirements Vary Based on Equipment
Approval is based on several factors, including credit score, time in business, equipment type, annual revenue, industry, location, and other compensating factors. Minimum FICO to apply is 580.
Why Strategic Business Capital LLC?
Stellar Reputation
Trusted by thousands of business owners, our financing specialists are committed to helping you overcome business challenges.
Technology-First Approach
Our AI-powered platform streamlines approvals and delivers fast, flexible equipment financing options.
Multiple Options
Compare offers and select the solution that best fits your business needs.
What Do You Need To Qualify?
No Minimum Time in Business
You can qualify for our top financing options, regardless of the age of your business. Companies with under two years time in business are capped at $50,000.
Credit Requirements Vary Based on Equipment
Approval is based on several factors, including credit score, time in business, equipment type, annual revenue, industry, location, and other compensating factors. Minimum FICO to apply is 580.
No Minimum Monthly Gross Sales
You may qualify for equipment financing even without a minimum monthly revenue requirement.
Why Strategic Business Capital LLC?
Stellar Reputation
Trusted by thousands of business owners, our financing specialists are committed to helping you overcome business challenges.
Technology-First Approach
Our AI-powered platform streamlines approvals and delivers fast, flexible equipment financing options.
Multiple Options
Compare offers and select the solution that best fits your business needs.
Strategic Business Capital LLC - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online
Submit a simple application and receive an instant pre-approval in seconds.
Step 2. Review Options
A dedicated financing advisor will review available equipment financing options with you.
Step 3. Receive Your Funds
Complete the process and access funding in as little as 24 hours after approval.
"I’m very grateful I connected with Strategic Business Capital LLC. They guided me through every step, answered all my questions, and showed incredible attention to detail. I’ll definitely be a returning customer and would recommend them to any small business owner needing funding."
Resources & Frequently Asked Questions
How does equipment financing work?
Equipment financing refers to a loan used to purchase business-related equipment. Instead of using your working capital to purchase the qualifying equipment, equipment financing allows you to finance the full equipment cost and repay the interest and principal over fixed terms. Once the payback period is complete, you will own the piece of equipment outright.
What's the difference between financing and leasing?
Financing and leasing are similar in some ways, but quite distinct in others. Though both options help you to break down the cost of equipment into manageable amounts, they differ in structure.
When you use financing to acquire equipment, you maintain ownership during and after the plan. With leasing, your lender technically has ownership of the equipment and you’re paying for use of it. This does not necessarily mean the lender can take back the equipment at the end of the lease.
Most often, the equipment is on a lease-to-own plan that would allow you to take ownership of the equipment after the lease. Both options have advantages and a knowledgeable financing consultant will be able to help you find the best fit for your company.
How hard is it to get equipment financing as a start-up?
If you find a lender with experience working with newer companies, the process doesn’t have to be difficult. You may have to rely on your personal credit history or accept a slightly higher interest rate, but at the end of the day, getting equipment financing for a new business is 100% possible.
Innovation
Smarter lending solutions.
Integrity
Straightforward, honest lending.
Excellence
Efficient, client-focused service.
Innovation
Smarter lending solutions.
Integrity
Straightforward, honest lending.
Excellence
Efficient, client-focused service.
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16247 Wausau Avenue South Holland, Illinois 60473
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