Small Business Loans

Small business loans allow existing companies to borrow money from various lenders.

Working Capital / MCA

Utilize your future sales to get great financing terms that are tailored for you.

Accounts Receivable

Financing

Turn your accounts receivables into cash to better manage your cash flow gaps.

Commercial Real Estate Financing

Unlock the capital you need to finance your commercial real estate projects.

SBA Loans

Get expedited SBA funding at a prime rate to cover working capital and growth expenses.

Fix and Flip Financing

Access the funding you need to renovate and resell properties

quickly.

Bridge Loans

Bridge the gap between transactions and keep your business moving forward.

Franchise Financing

Use for making investments in your business such as inventory or new locations.

Business Line of Credit

Flexible financing option that allows businesses to borrow funds as needed.

Equipment Financing

Use for investments in your business, such as expansion projects or large purchases.

Purchase Order Financing

Get the funds you need to fulfill large orders and grow your business with fast financing.

Startup Business Funding

Get the funds you need to launch your new business without cash flow challenges.

Equipment Financing

For your small business

  • Fast funding

  • Finance $10,000 to $5 million

  • Terms from 12 months to 5 years

Equipment Financing

For your small business

  • Fast funding

  • Finance $10,000 to $5 million

  • Terms from 12 months to 5 years

What Is Equipment Financing?

Equipment financing is a way for businesses to obtain equipment through a loan or lease. It can be used to purchase almost any tangible asset for a business. Some examples of equipment that can be financed include: medical equipment, office furniture, production equipment, and technology.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

580+ FICO

Bad credit? No problem! Most of our top financing options have a minimum of just 580 FICO.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

FAST FUNDING

Our fintech speed can get you in and out of Underwriting in just a few days.

What is Equipment Financing?

Equipment financing is a way for businesses to obtain equipment through a loan or lease. It can be used to purchase almost any tangible asset for a business. Some examples of equipment that can be financed include: medical equipment, office furniture, production equipment, and technology.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

580+ FICO

Bad credit? No problem! Most of our top financing options have a minimum of just 580 FICO.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

FAST FUNDING

Our fintech speed can get you in and out of Underwriting in just a few days.

What Do You Need To Qualify?

Image

No Minimum Time in Business

You can qualify for our top financing options, regardless of the age of your business. Companies with under two years time in business are capped at $50,000.

Image

No Minimum Monthly Gross Sales

You can qualify for equipment financing with no minimum in monthly gross sales.

Image

Credit Requirements Vary Based on Equipment

We have financing options for all credit profiles. The minimum FICO score required to apply is 580. All equipment financing transactions are based on the following: time in business, FICO, equipment type, annual revenue, industry, geographical location, and other compensating factors.

Why Strategic Business Capital LLC?

Image

Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Image

Technology-​First Approach

Our Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Image

Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

What Do You Need To Qualify?

Image

No Minimum Time in Business

You can qualify for our top financing options, regardless of the age of your business. Companies with under two years time in business are capped at $50,000.

Image

Credit Requirements Vary Based on Equipment

We have financing options for all credit profiles. The minimum FICO score required to apply is 580. All equipment financing transactions are based on the following: time in business, FICO, equipment type, annual revenue, industry, geographical location, and other compensating factors.

Image

No Minimum Monthly Gross Sales

You can qualify for equipment financing with no minimum in monthly gross sales.

Why Strategic Business Capital LLC?

Image

Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Image

Technology-​First Approach

Our Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Image

Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Strategic Business Capital LLC - our winning combination of quick delivery and excellent customer care. Getting started is easy.

Step 1. Apply Online

Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

Step 2. Review Options

Your personal loan advisor will discuss finance ​options available with you for your business.

Step 3. Receive Your Funds

Finish the online application process and ​receive your funds in as little as 24 hours.

"Very happy and grateful that I got connected with Strategic Business Capital LLC. They were with me every step of the way and answered all the questions that I need to know. They have a very positive vibe with unbelievable attention to detail. I will be a returning customer and refer Strategic Business Capital LLC to my friends that have small businesses and need funding. You guys are awesome!"

Gweneth
Business Owner

Resources & Frequently Asked Questions

How does equipment financing work?

Equipment financing refers to a loan used to purchase business-related equipment. Instead of using your working capital to purchase the qualifying equipment, equipment financing allows you to finance the full equipment cost and repay the interest and principal over fixed terms. Once the payback period is complete, you will own the piece of equipment outright.

What's the difference between financing and leasing?

Financing and leasing are similar in some ways, but quite distinct in others. Though both options help you to break down the cost of equipment into manageable amounts, they differ in structure.

When you use financing to acquire equipment, you maintain ownership during and after the plan. With leasing, your lender technically has ownership of the equipment and you’re paying for use of it. This does not necessarily mean the lender can take back the equipment at the end of the lease.

Most often, the equipment is on a lease-to-own plan that would allow you to take ownership of the equipment after the lease. Both options have advantages and a knowledgeable financing consultant will be able to help you find the best fit for your company.

How hard is it to get equipment financing as a start-up?

If you find a lender with experience working with newer companies, the process doesn’t have to be difficult. You may have to rely on your personal credit history or accept a slightly higher interest rate, but at the end of the day, getting equipment financing for a new business is 100% possible.

Image

Innovation

Smarter lending solutions.

Image

Integrity

Straightforward, honest lending.

Excellence

Excellence

Efficient, client-focused service.

Image

Innovation

Smarter lending solutions.

Image

Integrity

Straightforward, honest lending.

Excellence

Excellence

Efficient, client-focused service.

Copyright 2026. Strategic Business Capital LLC. All Rights Reserved.