Small Business Loans
Small business loans allow existing companies to borrow money from various lenders.
Working Capital / MCA
Utilize your future sales to get great financing terms that are tailored for you.
Accounts Receivable
Financing
Turn your accounts receivables into cash to better manage your cash flow gaps.
Commercial Real Estate Financing
Unlock the capital you need to finance your commercial real estate projects.
SBA Loans
Get expedited SBA funding at a prime rate to cover working capital and growth expenses.
Fix and Flip Financing
Access the funding you need to renovate and resell properties
quickly.
Bridge Loans
Bridge the gap between transactions and keep your business moving forward.
Franchise Financing
Use for making investments in your business such as inventory or new locations.
Business Line of Credit
Flexible financing option that allows businesses to borrow funds as needed.
Equipment Financing
Use for investments in your business, such as expansion projects or large purchases.
Purchase Order Financing
Get the funds you need to fulfill large orders and grow your business with fast financing.
Startup Business Funding
Get the funds you need to launch your new business without cash flow challenges.
Accounts Receivable Financing
For your small business
Funding in 2 to 5 days
Finance $10,000 to $5 million
Terms from 6 months to 10 years
Accounts Receivable Financing
For your small business
Funding in 2 to 5 days
Finance $10,000 to $5 million
Terms from 6 months to 10 years
What Is AR Financing?
Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.
SIMPLE APPLICATION
Our simple 15-second online application can get you matched with offers in minutes.
NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
LARGER AMOUNTS
Get matched with the best financing options with the highest funding amounts.
EXPRESS FUNDING
Our Fintech Speed can reduce your loan process to as little as 2 days!
What is AR Financing?
Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.
SIMPLE APPLICATION
Our simple 15-second online application can get you matched with offers in minutes.
NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
LARGER AMOUNTS
Get matched with the best financing options with the highest funding amounts.
EXPRESS FUNDING
Our Fintech Speed can reduce your loan process to as little as 2 days!
What Do You Need To Qualify?
Minimum Outstanding Accounts Receivable
In order to qualify for AR financing, a minimum of $100,000 outstanding B2B Accounts Receivable aged up to 90 days outstanding is required.
$500,000+ Annual Gross Sales
The minimum revenue to qualify for AR Financing is $500,000+ in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Why Strategic Business Capital LLC?
Stellar Reputation
Backed by thousands of 5-star reviews, our business financing experts will work with you to solve your business challenges.
Technology-First Approach
Our Intelligence uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Multiple Options
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
What Do You Need To Qualify?
$500,000+ Annual Gross Sales
The minimum revenue to qualify for AR Financing is $500,000+ in annual gross sales.
Minimum Outstanding Accounts Receivable
In order to qualify for AR financing, a minimum of $100,000 outstanding B2B Accounts Receivable aged up to 90 days outstanding is required.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Why Strategic Business Capital LLC?
Stellar Reputation
Backed by thousands of 5-star reviews, our business financing experts will work with you to solve your business challenges.
Technology-First Approach
Our Intelligence uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Multiple Options
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Strategic Business Capital LLC - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online
Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.
Step 2. Review Options
Your personal loan advisor will discuss finance options available with you for your business.
Step 3. Receive Your Funds
Finish the online application process and receive your funds in as little as 24 hours.
"I couldn't be happier with Strategic Business Capital LLC and the excellent service they provided. Greg and team were very easy to talk to and made sure to understand what my business needed. They provided various alternatives to consider so I could pick the one that best fit my circumstances. From my initial call to getting funded - it happened fast!
Resources & Frequently Asked Questions
What does AR stand for?
AR financing stands for Account Receivable Financing. It is a type of financing where a company will receive a loan based on a portion of their account receivables. Accounts receivable are assets equal to outstanding invoices billed to customers but have not yet been paid
How does AR financing work?
Accounts receivable financing uses your outstanding invoices as a form of collateral to help you obtain financing or an advance for your business. But unlike factoring, you do not sell your invoices to a third party. You will continue to remain responsible for collecting on your outstanding invoices while making payments towards your loan.
What are average AR loan rates?
Accounts receivable (AR) financing rates can vary depending on a number of factors, including the factoring company, the size of the invoice, the creditworthiness of the customer, and the payment terms.
Innovation
Smarter lending solutions.
Integrity
Straightforward, honest lending.
Excellence
Efficient, client-focused service.
Innovation
Smarter lending solutions.
Integrity
Straightforward, honest lending.
Excellence
Efficient, client-focused service.
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