Small Business Loans

Small business loans allow existing companies to borrow money from various lenders.

Working Capital / MCA

Utilize your future sales to get great financing terms that are tailored for you.

Accounts Receivable

Financing

Turn your accounts receivables into cash to better manage your cash flow gaps.

Commercial Real Estate Financing

Unlock the capital you need to finance your commercial real estate projects.

SBA Loans

Get expedited SBA funding at a prime rate to cover working capital and growth expenses.

Fix and Flip Financing

Access the funding you need to renovate and resell properties

quickly.

Bridge Loans

Bridge the gap between transactions and keep your business moving forward.

Franchise Financing

Use for making investments in your business such as inventory or new locations.

Business Line of Credit

Flexible financing option that allows businesses to borrow funds as needed.

Equipment Financing

Use for investments in your business, such as expansion projects or large purchases.

Purchase Order Financing

Get the funds you need to fulfill large orders and grow your business with fast financing.

Startup Business Funding

Get the funds you need to launch your new business without cash flow challenges.

Merchant Cash Advance / Working Capital

For your small business

  • Same day funding

  • Finance $10,000 to $5 million

  • Flexible financing terms

Merchant Cash Advance / Working Capital

For your small business

  • Same day funding

  • Finance $10,000 to $5 million

  • Flexible financing terms

What Is A Merchant Cash Advance / Working Capital?

A Merchant Cash Advance isn't technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

NO MINIMUM FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

SAME DAY FUNDING

Our fintech speed can get you in and out of Underwriting in just a few hours - and same day funding!

What Is A Merchant Cash Advance / Working Capital?

A Merchant Cash Advance isn't technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow.

SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

NO MINIMUM FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

SAME DAY FUNDING

Our fintech speed can get you in and out of Underwriting in just a few hours - and same day funding!

What Do You Need To Qualify?

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4+ Months in Business

You can qualify for our top financing options with as little as 4+ months in business.

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$10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

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No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Why Strategic Business Capital LLC?

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Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

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Technology-​First Approach

Our Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

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Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

What Do You Need To Qualify?

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4+ Months in Business

You can qualify for our top financing options with as little as 4+ months in business.

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$10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

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No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Why Strategic Business Capital LLC?

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Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Image

Technology-​First Approach

Our Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

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Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Strategic Business Capital LLC - our winning combination of quick delivery and excellent customer care. Getting started is easy.

Step 1. Apply Online

Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

Step 2. Review Options

Your personal loan advisor will discuss finance ​options available with you for your business.

Step 3. Receive Your Funds

Finish the online application process and ​receive your funds in as little as 24 hours.

"Strategic Business Capital LLC provided exceptional service, offered with consideration of individual context. They were focused on forming a basis for a worthwhile long-term financial relationship for growth and prosperity. I recommend them without reservation."

Dennis
Business Owner

Resources & Frequently Asked Questions

What's the difference between a merchant cash advance and a loan?

A merchant cash advance isn’t technically a loan with set terms. It is an advance on future sales and is paid back by taking an agreed upon percentage on a daily or weekly basis. The benefits of a merchant cash advance are you can pay back the loan as quickly or as slowly as your business sales allow.

How does a merchant cash advance work?

A merchant cash advance lender will provide you a lump sum of money in exchange for a percentage of your future credit card sales. Instead of making a fixed payment over a period of time your loan is paid back usually daily or weekly by the lender collecting that set percentage of your credit card sales.

How easy is the mca approval process?

Merchant cash advances (MCAs) are generally considered to be an easy type of business financing to qualify for, with approval rates as high as 90%. MCAs are often available to businesses that may not qualify for other types of loans, such as small business loans, equipment loans, or business lines of credit. MCAs are based on a business’s cash flow, not its credit history or business history.

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Innovation

Smarter lending solutions.

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Integrity

Straightforward, honest lending.

Excellence

Excellence

Efficient, client-focused service.

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Innovation

Smarter lending solutions.

Image

Integrity

Straightforward, honest lending.

Excellence

Excellence

Efficient, client-focused service.

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